Two of the most important terms in health insurance are Premiums and Deductibles, In this short video, you’ll learn exactly what a deductible is and how it works together with your monthly premium to determine your total healthcare costs. It explains why some plans have higher premiums and lower deductibles, while others have lower premiums but higher deductibles — and how to find the balance that makes sense for your health needs and budget.
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In this helpful video, you’ll learn how to choose a health insurance plan that fits your unique budget and healthcare needs. It explains the differences between plan types like HMOs, PPOs, EPOs, and POS plans, and how your provider network affects which doctors you can see. You’ll also learn how to compare premiums, deductibles, copays, coinsurance, and your maximum out-of-pocket limit — so you understand the true cost of care. The video highlights why it’s important to check that your doctors and prescriptions are covered and encourages you to get help comparing plans if you need it. After watching, you’ll feel more confident choosing the coverage that’s right for you
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