Teach Me Insurance
Teach Me Insurance
  • The Basics
  • The Details
    • What is Health Insurance
    • Affordable Care Act
    • Types of Health Insurance
    • Key Insurance Terms
    • Enrollment and Savings
  • Articles
  • Contact Us
  • More
    • The Basics
    • The Details
      • What is Health Insurance
      • Affordable Care Act
      • Types of Health Insurance
      • Key Insurance Terms
      • Enrollment and Savings
    • Articles
    • Contact Us
  • The Basics
  • The Details
    • What is Health Insurance
    • Affordable Care Act
    • Types of Health Insurance
    • Key Insurance Terms
    • Enrollment and Savings
  • Articles
  • Contact Us

Affordable Health Coverage: the ACA Insurance Marketplace

Discover How the Health Insurance Marketplace Can Help You Access Affordable Coverage

The Health Insurance Marketplace, established under the Affordable Care Act (ACA), is designed to make health insurance more accessible and affordable for individuals and families across the United States. Whether you’re looking for comprehensive coverage or financial assistance to lower your costs, the Marketplace is your gateway to quality care.

What is the Health Insurance Marketplace?

 The Health Insurance Marketplace is an online platform where you can shop for, compare, and enroll in health insurance plans that meet ACA standards. These plans offer essential health benefits, such as preventive care, prescription drugs, and hospitalization, ensuring you get the coverage you need. 

CALL NOW!

What Are ACA Subsidies?

ACA subsidies are financial assistance programs aimed at reducing the cost of health insurance for eligible individuals and families.  These subsidies help lower the cost of premiums, out-of-pocket expenses, or both, ensuring broader access to quality health coverage.

Learn more

Types of ACA Subsidies

Premium Tax Credits:

These credits lower your monthly insurance premium cost and are available to households with incomes between 100% and 400% of the Federal Poverty Level (FPL). 

Cost-Sharing Reductions (CSRs):

If you qualify, CSRs reduce out-of-pocket costs like deductibles, copayments, and coinsurance. CSRs are available to those with lower incomes who enroll in a Silver-tier health plan. 

Who is Eligible for ACA Subsidies?

Eligibility for ACA subsidies depends on several factors:

Income

Households earning between 100% and 400% of the FPL may qualify for premium tax credits. 

Family Size

Subsidy amounts are based on household size. 

Coverage Status

Subsidies are only available if you do not have access to affordable employer-sponsored insurance. 

Residency and Citizenship

You must be a U.S. citizen or legal resident to qualify. 

Time of Year

During Open Enrollment any eligible person can sign  up for hte ACA. Outside of Open Enrollment a person must have a qualifying life event to be eligible for a Special Enrollment Period

Call Now To See What You Qualify For

Why Choose the Health Insurance Marketplace

Affordable Options

Transparency and Choice

Comprehensive Coverage

  Subsidies can significantly lower your monthly premiums and healthcare costs. 

Comprehensive Coverage

Transparency and Choice

Comprehensive Coverage

 All plans include essential health benefits, from preventive services to prescription drug coverage. 

Transparency and Choice

Transparency and Choice

Transparency and Choice

  Compare plans side-by-side to find the one that fits your budget and healthcare needs. 

Ready to see if you qualify?

Call us now: 1-866-210-8773

How to Apply for Health Insurance Through the Marketplace

STEP 1: Have a free consultation with a licensed agent

Dial  1-866-210-8773 to speak with a licensed agent.  Explore available plans, compare coverage options, and estimate your potential subsidies. 

STEP 2: Provide Basic Information

Provide basic details about your household size, income, and coverage needs to see your eligibility for financial assistance. 

STEP 3: Select Your Plan

 Choose a health plan that meets your needs and budget, and enroll directly through the Marketplace. 

Don’t Miss Out on Lower Costs! Call Today

Start Your Journey to Affordable Healthcare Today

Millions of Americans have already gained access to affordable health insurance through the ACA and its Marketplace. Take the first step toward securing your health and financial peace of mind today 

Call to Get Started

 Subsidies and plan availability vary by state and individual qualifications. ‘Free plan’ refers to a $0 premium plan available after subsidies are applied. 

Subscribe

Sign up for our newsletter!

Connect With Us

Copyright © 2024 Teach Me Insurance - All Rights Reserved.

  • Contact Us

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept